Business Pro Phase 295

Provider Credential Custodian Role Boundary QA Gate

A provider credential custodian may later verify secret classes, vault ownership, rotation readiness, emergency revocation, signing boundaries, and access-audit evidence, but this route must not expose, rotate, activate, or use any real provider credential.

Secrets

never visible

Vault

dependency-only

Runtime

not activated

Phase rule

Credential custody protects secrets, not partner runtime

Phase 295 designs the Provider Credential Custodian role boundary QA gate only. It records whether a future credential-custody route clearly separates provider credential inventory evidence, secret classification evidence, vault dependency, rotation dependency, emergency revoke dependency, callback-signing dependency, certificate dependency, sandbox credential evidence, production credential evidence, least-privilege evidence, break-glass evidence, dual-control evidence, credential-access audit evidence, licensed partner dependency, security dependency, compliance dependency, legal dependency, payment-ops dependency, wallet-ops dependency, bank-ops dependency, and webhook security dependency. It does not create a credential custodian account, approve a custodian, reveal API keys, reveal client secrets, reveal certificates, reveal signing keys, reveal webhook secrets, reveal callback signatures, reveal bearer tokens, rotate credentials, revoke credentials, activate credentials, open provider console, switch sandbox to production, execute partner API calls, approve payment runtime, approve wallet runtime, approve bank runtime, or claim Provider Credential Custodian runtime readiness. No real contact, CRM task, account creation, onboarding approval, listing activation, order, payment, wallet, commission, ledger, export, or partner sync is created in this phase.

Review outcome

Credential custody route appears

Record custody wording, vault dependency, dual-control dependency, and blocked actions.

No credential dashboard entry.

Review outcome

Secret reference appears

Verify secret IDs, aliases, fingerprints, expiry dates, scopes, and owners are masked metadata only.

No secret value.

Review outcome

Rotation appears

Confirm rotation, revoke, renew, replace, certificate rollover, and key rollover remain approval dependencies.

No credential mutation.

Review outcome

Provider console appears

Route console links, dashboard access, API docs, production endpoints, and sandbox endpoints to security review.

No provider access.

Review outcome

Callback signing appears

Route signing keys, webhook secrets, callback signatures, nonce rules, replay protection, and timestamp windows to Phase 296.

No callback trust claim.

Review outcome

Break-glass appears

Route emergency access, incident access, production access, and override access to security/compliance/legal maker-checker.

No single-person access.

Credential proof

What Provider Credential Custodian boundary QA must capture

Evidence chain

The credential custodian packet must reference Phase 294 Licensed Partner Operations boundary, Phase 293 Wallet Operations boundary, Phase 292 Bank Operations boundary, Phase 291 Cash Custody boundary, Phase 290 Treasury Officer boundary, Phase 289 Ledger Controller boundary, Phase 288 Reconciliation Officer boundary, Phase 287 Settlement Officer boundary, Phase 286 Payment Operations boundary, Phase 285 Finance Officer boundary, Phase 284 Legal Counsel boundary, Phase 283 Compliance Officer boundary, Phase 282 Auditor boundary, Phase 281 Regulator boundary, Phase 280 Partner boundary, Phase 277 Admin boundary, and Phase 264 role-routing evidence.

Secret classes

The route must distinguish API key, client secret, certificate, private key, signing key, webhook secret, callback signature rule, OAuth token, refresh token, bearer token, OTP provider secret, SMS provider key, storage key, map key, and production console password without showing their values.

Environment boundary

Sandbox credentials, staging credentials, demo credentials, production credentials, test callbacks, mock callbacks, live callbacks, and migration credentials must never be merged into one visible value or treated as interchangeable.

Vault boundary

Credential storage must be described as vault-managed dependency only; no credential value, provider secret, private key, token, certificate material, seed phrase, password, or dashboard secret may exist in page data, source code, screenshots, or static output.

Access boundary

Credential access must require least privilege, role scope, dual control, maker-checker approval, audit logging, time-bound access, reason capture, and post-access review before any runtime is built.

Rotation boundary

Rotation, revocation, renewal, certificate rollover, key rollover, token refresh, partner secret replacement, and emergency disable must be review-only and never one-click runtime actions in this route.

Partner boundary

Licensed partner operations can identify that a credential is required, but credential custody must own secret handling, access proof, redaction proof, and rotation proof.

Webhook boundary

Webhook secrets, callback signing keys, signature algorithms, nonce rules, timestamp windows, replay windows, and callback verification must move into Phase 296 rather than being trusted in this gate.

Credential controls

How provider credential custody stays secret-safe

1Provider Credential Custodian role QA must not click credential dashboard, approve custodian, reveal API keys, reveal client secrets, reveal certificates, reveal signing keys, reveal webhook secrets, reveal callback signatures, reveal tokens, rotate credentials, revoke credentials, activate credentials, open provider console, switch sandbox to production, execute API calls, approve payment runtime, approve wallet runtime, approve bank runtime, or activate Business Pro controls.

2Credential route must not treat environment variables, .env files, screenshots, pasted partner emails, support tickets, WhatsApp messages, PDFs, spreadsheets, terminal output, logs, callback payloads, provider docs, or browser local storage as safe credential storage or evidence of custody.

3Secret values must not be placed in React props, static page data, public bundles, screenshots, localStorage, sessionStorage, cookies without approved flags, Git files, demo seed files, fixture files, analytics events, support notes, exported reports, or audit screenshots.

4Credential metadata may show alias, provider, environment, scope, owner role, vault reference, expiry window, rotation state, last audit state, and risk label only when the value remains masked and backend permissions later enforce access.

5Emergency break-glass must be dual-control, time-boxed, reason-coded, audit-logged, post-reviewed, and revocable; this route can describe the gate but cannot execute the access.

6Safe credential custody routing does not prove vault runtime, secret manager integration, provider integration, callback verification, API execution, production readiness, payment readiness, wallet readiness, bank readiness, or public upload readiness.

Decision matrix

Credential custody state to next safe movement

Credential custody copy is safe

Move to Webhook Callback Security Gate

No credential action

Secret value appears

Immediate security/privacy block

No display

Production credential appears active

Vault/security/compliance review

No production switch

Rotation appears active

Dual-control maker-checker review

No rotation

Provider console link appears

Security and partner access review

No console access

Webhook secret appears

Callback security review

No callback trust

Break-glass appears active

Security/legal/compliance escalation

No emergency access

Credential stored in code

Release blocker and evidence quarantine

No build approval

Credential packet

Future credential custody boundary evidence fields

providerCredentialCustodianBoundaryEvidenceIdlicensedPartnerOperationsBoundaryEvidenceIdwalletOperationsOfficerBoundaryEvidenceIdbankOperationsOfficerBoundaryEvidenceIdpaymentOperationsBoundaryEvidenceIdfinanceOfficerBoundaryEvidenceIdlegalCounselBoundaryEvidenceIdcomplianceOfficerBoundaryEvidenceIdauditorBoundaryEvidenceIdregulatorBoundaryEvidenceIdpartnerBoundaryEvidenceIdsecurityReviewEvidenceIdvaultDependencyEvidenceIdsecretInventoryEvidenceIdsecretClassificationEvidenceIdsecretAliasEvidenceIdsecretFingerprintEvidenceIdsecretScopeEvidenceIdsecretOwnerEvidenceIdsecretExpiryEvidenceIdsandboxCredentialEvidenceIdproductionCredentialEvidenceIdapiKeyMetadataEvidenceIdclientSecretMetadataEvidenceIdcertificateMetadataEvidenceIdprivateKeyMetadataEvidenceIdsigningKeyMetadataEvidenceIdwebhookSecretMetadataEvidenceIdcallbackSignatureRuleEvidenceIdtokenMetadataEvidenceIdrotationReadinessEvidenceIdrevocationReadinessEvidenceIdbreakGlassPolicyEvidenceIddualControlEvidenceIdleastPrivilegeEvidenceIdaccessAuditEvidenceIdproviderConsoleAccessEvidenceIdpackageIdcandidateVersionbuildNumberdeviceMatrixIddeviceClassosVersionnetworkTypecredentialCustodyEntryStatecredentialClasscredentialEnvironmentsecretValueVisibilityStateapiKeyVisibilityStateclientSecretVisibilityStatecertificateVisibilityStateprivateKeyVisibilityStatesigningKeyVisibilityStatewebhookSecretVisibilityStatecallbackSignatureVisibilityStatetokenVisibilityStateproviderPasswordVisibilityStatesecretInSourceClaimStatesecretInBundleClaimStatesecretInScreenshotClaimStatesecretInLogClaimStatesecretInExportClaimStatesecretInDemoDataClaimStatevaultRuntimeClaimStatecredentialAccessClaimStatecredentialRotationClaimStatecredentialRevocationClaimStatecredentialActivationClaimStateproductionSwitchClaimStateproviderConsoleAccessClaimStateapiExecutionClaimStatepaymentRuntimeClaimStatewalletRuntimeClaimStatebankRuntimeClaimStatecallbackTrustClaimStatebreakGlassClaimStatedualControlDependencyStatemakerCheckerDependencyStatesecurityDependencyStatelegalDependencyStatecomplianceDependencyStatepartnerDependencyStateredactionStatemaskingStatedataMinimizationStateevidenceDeletionClaimStateescalationPathStaterevocationPathStatebusinessRouteLeakageStateadminRouteLeakageStatedemoDataLabelStateunsafeClaimStatescreenshotEvidenceIdcheckerDecision

Blocked automation

What this phase must not create

1Auto click credential dashboard, approve credential custodian, reveal API keys, reveal client secrets, reveal certificates, reveal private keys, reveal signing keys, reveal webhook secrets, reveal callback signatures, reveal tokens, rotate credentials, revoke credentials, activate credentials, open provider console, switch sandbox to production, execute provider API calls, approve payment runtime, approve wallet runtime, approve bank runtime, or Business Pro operations controls

2Auto create credential custodian account, credential assignment, credential onboarding, vault runtime, secret manager integration, secret inventory runtime, secret value display, API key access, client secret access, certificate access, private key access, signing key access, webhook secret access, callback signature access, token access, provider password access, credential rotation, credential revocation, production credential activation, provider console access, API execution, payment runtime, wallet runtime, bank runtime, callback trust, or credential custody session

3Auto fetch, view, export, copy, mutate, submit, approve, reject, publish, contact, collect, pay, refund, settle, notify, message, call, geolocate, verify, assign, inspect, penalize, freeze, revoke, delete, rotate, override, file, certify, close, waive, sign, publish, execute, or sync any credential-private, secret-private, vault-private, provider-private, partner-private, bank-private, wallet-private, payment-private, finance-private, legal-private, privileged-private, compliance-private, auditor-private, regulator-private, government-private, founder-private, admin-private, customer-private, shop-private, vendor-private, rider-private, supplier-private, manufacturer-private, order-private, evidence-private, support-private, or helper-private record

4Auto open credential vault, secret manager, provider console, partner dashboard, API key console, certificate store, private key store, webhook console, callback console, sandbox console, production config, env file, CI secret store, log dashboard, analytics payload, report export desk, evidence deletion desk, audit correction desk, regulator dashboard, compliance dashboard, legal console, security console, admin dashboard, founder dashboard, partner dashboard, investor dashboard, team dashboard, zone dashboard, verification desk, customer dashboard, shopkeeper dashboard, supplier dashboard, manufacturer dashboard, support desk, crisis desk, or operations dashboard

5Auto enable credential custody onboarding, vault integration runtime, secret manager runtime, credential inventory runtime, credential access runtime, credential rotation runtime, credential revocation runtime, production credential runtime, provider console runtime, callback verification runtime, API execution runtime, payment runtime, wallet runtime, bank runtime, settlement runtime, raw private data disclosure, report submission, export download, evidence deletion, secret access, feature flag change, credential sign-off, or Business Pro subscription

6Auto claim Provider Credential Custodian role visibility means secrets are safe, vault works, API works, provider works, callbacks work, signatures work, rotation works, revocation works, production works, payments work, wallet works, bank works, legal works, compliance works, audit works, privacy works, security works, or launch is ready

7Auto store personal phone, personal email, CNIC, selfie, precise location, family data, private notes, KYC/KYB documents, provider credentials, API keys, client secrets, private keys, signing keys, certificates, webhook secrets, callback signatures, bearer tokens, refresh tokens, cookies, OTP, session IDs, device IDs, production endpoints, dashboard passwords, hidden scores, audit secrets, production secrets, legal waivers, partner bank details, wallet details, or billing details

8Auto erase credential-leakage, secret-value-leakage, api-key-leak, client-secret-leak, certificate-leak, private-key-leak, signing-key-leak, webhook-secret-leak, token-leak, provider-password-leak, secret-in-source-claim, secret-in-bundle-claim, secret-in-screenshot-claim, secret-in-log-claim, secret-in-export-claim, credential-auto-approval, credential-rotation-claim, credential-revocation-claim, production-switch-claim, provider-console-claim, api-runtime-claim, payment-runtime-claim, wallet-runtime-claim, bank-runtime-claim, callback-trust-claim, evidence-deletion-claim, credential-signoff-claim, business-route-leakage, admin-route-leakage, fake-demo-data, or private-data evidence after a later pass

Acceptance

Done means wired and safe

1Phase 294 links forward to Phase 295.

2Phase 295 defines provider credential custodian role boundary qa gate without runtime mutation.

3Phase 295 is wired into OS launcher, founder navigation, public scope lock, route cleanup, and main chain control room.

4Mobile render has no horizontal overflow.

5No /home backlinks are introduced.

6Runtime contact, account, onboarding, listing, order, payment, wallet, commission, export, and partner sync stay blocked.

Back to Phase 294 Main chain room Open Phase 296