1
Source approval
The lane must start from an approved remedy, never from a raw complaint.
Refund finance draft
Prepare refund finance packet without paying yet.
This gate turns an approved refund review into a finance draft for payment ops, maker-checker, partner rail, callback, and ledger gates later.
Draft boundary
Refund draft is not payment.
Payment ops can prepare refund amount and evidence, but partner execution, wallet credit, bank transfer, callback intake, ledger posting, and settlement correction remain later gates.
Packets
1
Refund candidates
Ready
0
draft-ready
Gaps
2
open proof gaps
Value
PKR 220
candidate value
Loading
Loading refund finance draft evidence.
Step 1
Select approved remedy packet.
This lane starts only after the split gate. Raw complaint data is not enough.
Step 2
Check lane readiness.
Readiness
Needs proofApproved refund review exists
Receipt linked
Partner reference visible
Finance maker-checker not complete
Partner execution not approved
Step 3
Choose method and owner.
Step 4
Draft outputs and locks.
Creates
Refund finance draftPartner reference checklistAmount candidateMaker-checker requirement
Blocked
No automatic refundNo wallet creditNo partner rail executionNo bank transferNo ledger postingNo COD adjustmentNo shop payout reversal
2
Draft packet
Replacement or refund details are prepared with owner, method, evidence, and blocked actions.
3
Human review
The responsible role checks gaps before the next gate receives the packet.
4
Separate execution
Real stock, dispatch, refund, callback, ledger, or trust update remains outside this page.
Source evidence
Draft must remain tied to receipt and settlement truth.
Settlement review
CSSR-DEMO-SETTLEMENT-REVIEW-001
03-Jul-2026, 6:52 pm
Fresh milk1 1 litre
Atta1 5 kg bag
Eggs1 12 pack
Runtime locks
This page cannot create the real-world outcome.
No automatic refundNo wallet creditNo partner rail executionNo bank transferNo ledger postingNo COD adjustmentNo shop payout reversal
Next connected gates